• All your personal chattels and the first £200,000 of your estate goes to your surviving spouse.
  
• The remainder of your estate is then divided into two equal shares.
  
• A,   Your spouse is given one share absolutely.
  
• B, The other share is given to your parents or if no parents your brothers and sisters (or nieces and nephews).
  
• If there are no surviving relatives then the whole of the residue passes to your surviving spouse.
  
  However
  
• When you and your spouse dies FORTY per cent Tax on everything over £285,000 may have to be paid.
  
• Your spouse will probably leave your collective estates to his/her family and your family may never inherit from you.
  
• Friends, Charities and pets cannot benefit.
  
• Funeral wishes may never be known.
  
  The above information is not exhaustive and should be used as a guide only.   We strongly recommend you seek guidance. Telephone us on the above number to discuss individual circumstances.
  

IT MAKES SENSE TO MAKE A WILL